Our Services
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![First Home Buyer]()
First Home Buyer
United Permanent Home Loans specialises in assisting you purchase your first home. Whether it is government assisted schemes or guarantee assisted loans we are experienced with all of your requirements. You can book a free consultation using our Free Consult button on the website to run through any of your queries.
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![Refinance]()
Refinancing
We will guide you through a comprehensive range of lenders, products & rates to find the most suitable loan that will meet your requirements & objectives. With over 40 plus lenders we have a solution that will your financial freedom.
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![Land and Construction]()
Land and Construction
Our streamlined application & approval processes will tailor your land and build requirements for your dream new home or purchasing an investment property to build wealth for the future.
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Investor
Whether you are looking to build a property portfolio or buy your first investment property or invest in a commercial property we can assist. We are experienced in this field & have solutions to fit most requirements.
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![Car Loans]()
Car Loans
We can provide a car loan to suit your needs, whether buying for business or personal use we have solutions to fit all needs.
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Equipment & Asset Finance
We can provide asset & equipment finance solutions for business or personal requirements. If looking to fit out a shop or purchase new office equipment or maybe a boat please contact us to realise your dreams.
Meet the Team
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John Gigante
FOUNDER
John has over 25 years experience in the finance industry & over 35 years running businesses in the Auto & Thoroughbred Industries. In 2007, he founded United Permanent Home Loans and Financial Services which he continues to operate today. John is compliant under Australian Credit Licence standards & is a member of MFAA & AFCA & holds a credit licence under ASIC & Cert IV in Financial Services. John is accredited with the majority of lenders in the market place & will endeavor to accommodate all lending scenarios. Whether you are looking for a Commercial investment, a business or equipment loan, purchasing a land & build package or looking to invest using your SMSF John will be there to assist. At United Permanent we are passionate & professional in providing financial solutions for all Residential, Commercial, Business, Equipment & Asset needs, realising your financial freedom. Feel free to contact John to tap into his vast knowledge & experience not only in finance but in life as well.
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Matt Gigante
BROKER MANAGER
Matthew has over 23 years experience in the finance industry working with residential & commercial finance companies, also working closely with asset & vehicle lending businesses. He has vast experience in investment & construction lending as well as vehicle, equipment, business & asset lending. Matthew has previously worked in the Motor Vehicle Industry in sales & finance management. Matthew holds Cert IV in financial services, Diploma of Accounting & is a FBAA & AFCA member. Matthew is accredited with the majority of lenders in the market place & is always improving technology to help achieve the best possible solutions for our clients. At United Permanent we strive to realise financial freedom & to build wealth for our customers. Whether your are a first home buyer or experienced investor, looking to build a home or buy a commercial property or purchase using SMSF we can find a positive solution for you.
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Liz Curmi
OPERATIONS MANAGER
Liz has over 25 years experience in the finance industry & 22 years with United Permanent. Liz has a vast knowledge & insight with all lenders, their processes & systems. Her customer service & willingness to go above & beyond is outstanding & a testament to her care for her customers. Liz has also had many years experience running her own retail business & in the Auto industry. This knowledge is invaluable & Liz will always endeavor to a provide smooth & positive outcome for all our customers.
Book a Free Consultation
It all begins with an idea. Maybe you want to buy your first home or purcahse an investment property, maybe buy a business or a car or pursue that dream of building a property portfolio. We are here to help you realise your financial freedom so book in a free consult to discuss.
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Property & Partners
It all begins with an idea. Maybe you want to launch a business or buy an investment property or build your dream home or even buy a new car or boat. At United Permanent we are always improving processes for our customers including partnering with Brokers Agents, Accountants, Real Estate Agents & Property Investment Firms to help achieve the most positive outcome whether it is to gain some local knowledge or be advised by an expert we are here to help.
Helpful FAQs
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Yes we can help you build a property portfolio by assessing your borrowing capacity & utilising your equity, using the most up to date technology tools including borrowing & servicing capacity calculators finding the right lender to suit your needs & property search & valuation tools. We also partner with trusted real estate & buyers agents to help you secure the right properties to suit your requirements & build your dreams.
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At United Permanent we can assist in all your construction needs. Whether buying a house & land package or renovating your home we have options available for you to find the right product to suit your needs. Contact us for a free consult with any of your queries.
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No standard requirements & practices remain the same for all lending. We can establish your borrowing capacity & look at some preliminary valuations on your current property. We will assess your overall requirements & objectives & come up with a plan for financial freedom. Book a free consult to find out more.
Our Clients