Dear John & Liz,

I would like to say thanks for all the help I have had from you and John going back over 20 years. Firstly with Wizard and then as United Permanent, you have helped me with my owner occupied, investment and children’s properties. I have purchased many properties over the years, originally obtaining finance directly through the banks. Never once did I hear a word from those banks after the loan was settled except to sell me more products or tell me interest rates were going up. You and John, however, have always maintained regular contact without trying to sell me anything. You know my name and that of my children. You have always been open and upfront about the options available to us through the different products and lenders you deal with and have even lobbied, unsolicited by me, for a reduction in our interest rates. What bank would do that?

Always professional, always courteous and always helpful, my family’s financial security today would not have been possible without your support and guidance.

Thanks again

Peter Brooks

Dear John,

We just wanted to take this opportunity to write a short note to say thank you for all
your assistance in helping us secure our home loan. Your professional advice and
expertise in explaining to us all our options enabled us to make an informed decision
and one that best suited our situation.

You and your team were efficient and diligent and really went the extra mile in
making the home loan process as stress free as possible. We appreciate all the
guidance and patience in navigating us through all the paperwork and in making a
daunting task seamless.

We would not hesitate to use you again and have no hesitation in recommending
you to our family and friends in the future.

Warm regards

Joe and Patris Di Somma

‘I am very thankful to John Gigante and Liz Curmi at United Permanent Home Loans, for their professional, efficient and responsive assistance throughout the entire mortgage process. United Permanent Home Loans provided exceptional personable service and ensured that all out needs were met. We would not hesitate in recommending them in the future’.

Lou Orszulak

To whom it may concern,

My wife and I have been loyal customers of United Permanent Home Loans since 2004 when we purchased our first property. United Permanent were recommended by a trusted colleague as a highly experienced, knowledgeable and professional provider of mortgage brokerage services and we immediately impressed by their personal and tailored service.

We have continued to use United Permanent since this original purchase and plan on doing so into the future because of the industry knowledge, trusted relationship and integrity that they bring as a team to all our enquiries and requests.

John Gigante has been a pillar of security and advice to us as both new home owners and providing revised and current updates on where the best value is for us in the market.

Liz Curmi has been superbly responsive and patient overseeing and assisting with our applications, providing expert and attentive support at times of high stress.

United Permanent are an absolute gem of a find and I recommend their services to all friends – John and Liz run a brokerage the way it should be run, with the customer first and foremost in their thinking and conduct. Thankyou!

Should you have any questions relating to this testimonial, please feel free to get in touch,

Kind regards,

Simon Piggott

To whom it may concern,

United Permanent Home Loans, has been my broker now on 3 separate occasions and each time has secured a mortgage for me with a great amount of due diligence.

I would not hesitate in referring United Permanent Home Loans to anyone in need of a mortgage.

Yours sincerely

Ruth Constantine

John, Liz and the team at United permanent were nothing but professional and provided informative advice to ensure we receive the best possible mortgage for us. We found Liz to be honest and available throughout the experience. We wouldn’t hesitate to recommend Liz and the team.

Thanks,

Jess

Hello Liz,

Thank you for the opportunity to provide this testimonial.

I cannot express enough gratitude to both you and John for your support and excellent service over the years. You are at all times professional and thorough.

I have also appreciated your very quick response to last minute requests and changes in circumstances. You have always sourced the best products for my needs and ensured that the pros and cons of any options have been well explained. I look forward to continuing our relationship going forward.

Thanks again for the opportunity.

Kind regards

Karen

I have dealt with John Gigante and Liz Curmi for a number of years now. I have never been more impressed with the services and products and guidance they supplied to not only me but my son and daughter and son in law. They kept us informed every step of the way letting us know exactly what stage we were at what expense we would be up for . They went above and beyond to find the best loan for all involved. I would highly recommend this Broker to anyone and felt very comfortable dealing with them. Over the years I have dealt with a number of the banks as well as another broker and got no where near the service and honesty that I received From the team at United Permanent in Drummoyne.

Regards

Catherine Edwards

Very happy with the service myself and my partner received from John Gigante and the team at United Permanent . He helped us to achieve what a few weeks ago looked impossible and his many years of experience definitely shone through. I would highly recommend it to anyone who is struggling to get the appropriate mortgage, especially in these difficult times. We have now secured the perfect home for our growing family thanks to the quick and professional service from John?

Regards,

Ali Gungor

I have now purchased two properties using United Permanent, When I purchased my first property it was a very daunting thought stepping into the property market. They helped with every step of the way going above and beyond to help me and put my mind at ease. Communication was second to none and going back to them to purchase my second property was a no brainer for me.

Looking forward to buying a third property when the time comes.

CHRIS WOOLHOUSE
SALES STAMBROKE

I’ve been a customer with John and the team at United Permanent Home Loans for the last twelve years. We secured our first home loan in 2012 in that time my wife and myself were uneducated with the process and what was required, the mechanics of what was needed from us to secure funds for our first property. The team was excellent in walking us through the process and explaining the complex mortgage environment. Making the correct decision in securing funds and the correct lender was one of the most important and stressful decisions our family had to make. Finding the right people that you can trust with your financial future and how it will shape the next part of your life was extremely hard for our family. We are very thankful that we aligned ourselves with the right people (John and the team) that provided the right advice for our family. We have always felt valued as customers and no request was ever too much. The service was prompt, clear and always with a smile.

We have subsequently purchased two investment properties with John and the team. The service that we have continually received we cannot fault. We continue to check in with our broker to continue to seek advice where we can keep improving our mortgage position. We have had negative experiences with other lenders as we were treated like a number. The personalised service and always going above and beyond makes our family feel secure. We feel the team has our best interest at heart. They have always provided options to us and never just pushed products.

We can not speak higher of the team and financial service that has been provided and would recommend them to anyone looking to secure a mortgage.

Carlos Furtado

I was extremely grateful for the service that John and UPHL has provided me. As a first home buyer and in the midst of pandemic I bought my first property interstate.. The process was so smooth and Liz was very helpful and understanding- we have managed to overcome any challenges with ease. I would highly recommend Liz as she extremely professional, efficient and made the whole process and experience a “breeze “ ! I can not wait to find an investment property so I can use their services again.


Thank you,

Rita Pouichaite

For over 20 years John, Liz and their team have been providing support and advice while guiding us through the purchase and refinancing of a number of investment properties. They are now helping our children with the same level of service and professionalism. If you’re looking for a mortgage broker that goes above and beyond to achieve the best outcome for their clients, you cant go past the team at United Permanent.

Peter

When I wanted to buy the house to occupy for the rest of my life, the bank I had been with all my life made the application so hard, I gave up. Contact with the United permanent team secured a very competitive loan for me within 48 Hours. Good to know who to use, and who to avoid!!

Dr Linda Mann

I first encountered United permanent some 8-9 years ago, being introduced to them by a friend. At the time I was struggling to get a mortgage. John and Liz worked their magic and within days I had a loan approved. Since then I have bought 3 properties and each time they have delivered me with the requisite finance to succeed in each of the purchases. I feel confident in buying property, knowing that they can support the purchases with the necessary finance. Liz has been a godsend and makes the difficult look easy, such an asset. I have no hesitation in recommending United permanent to others.

Tony Hilton

Director
Contract & Commercial Resources Pty Ltd

Having spent several years in property and dealing with many agents and brokers, I can’t go past highly recommending John and Liz from United Permanent. Delivering results where others could not whilst offering a high level of service and integrity, United Permanent have delivered each time!

John Senakis – Platinum One Entertainment

"The team at United Permanent helped us into our first home and have supported us ever since. They are proactive and are always happy to discuss our plans to ensure we receive the best home loan options and rates available, United Permanent have been invaluable and we could not recommend them highly enough."

Fraser Johns

“John Gigante and the team at United Permanent have been exceptional at delivering a prompt and thorough service for all my refinancing needs. From data collection through to the execution of providing finance, United permanent are swift and reliable in providing tailored solutions for my investment needs. Without hesistation, I have recommended her and the team to my network.”

Yours sincerely,
Dr Maria Lucas